Foreclosure: The Atomic Bomb
Losing a home through foreclosure is undoubtedly the worst nightmare for any homeowner. At our website, we understand the devastating impact that foreclosure can have on your credit and overall financial stability. In fact, we often refer to foreclosure as "the atomic bomb of credit scars" due to its far-reaching consequences.
When something negatively affects your credit, it results in a decline in your credit score. However, no other event impacts your credit score as significantly or for as long as a foreclosure. The repercussions can linger for up to 7 years, if not longer.
Some distressed homeowners may reach a breaking point where they contemplate simply walking away from their property, believing that foreclosure will be the ultimate solution to their problems. Unfortunately, this couldn't be further from the truth. Foreclosure marks the beginning of an agonizing 8-10 year nightmare, encompassing a wide range of issues.
From being evicted by the sheriff and enduring public embarrassment to engaging in lengthy battles with creditors, the aftermath of foreclosure is riddled with challenges. Homeowners may face deficiency judgments, lawsuits, and potential tax ramifications, which could even lead to garnished wages. Moreover, securing credit cards, car loans, or employment opportunities becomes incredibly difficult for almost a decade.
If you find yourself facing the daunting prospect of foreclosure or struggling to afford your current home, do not despair. We are here to help. Contact us today, and we will provide you with a comprehensive understanding of all the available options for selling your home and avoiding foreclosure. Your financial well-being is our priority, and together, we can navigate through these challenging times.
Why work with us here at Creative Property Solutions Pro?
Here are some of the reasons so many home sellers in Houston TX contact us to buy their house. We are here to help and offer a fast closing so that you can move on with your life.
WE PAY MORE
WE PAY MORE
We buy so many houses that we save money on closing fees and the contractor fees. This allows us to offer you more.
AVOID MAKING REPAIRS
We pay cash which allows us to buy your house no matter what condition it is in.
Don't even think about fixing anything!
NO FEES
NO FEES
We don't charge any fees for our service. We simply just want to buy your house.
NO COMMISSIONS
NO COMMISSIONS
Avoid paying thousands of dollars to a real estate agent. They're not needed. We are your buyer. You don't need anyone to help you find a buyer.
CLOSE FAST
CLOSE FAST
Paying cash allows us to close super fast. If you want to close within a week, that's usually possible. If you need some time, no problem!
WE PAY CASH
WE PAY CASH
Paying cash is important. This allows us to skip the hoops banks make buyers go through. This is how we keep things simple.
What client say about us
I had been working two jobs to try to make ends meet, but I was still falling behind on my mortgage payments. I tried to work with my lender to modify my loan, but they refused. I was starting to lose hope. One day, I saw a flyer for Creative Property Solutions Pro. I called them and they were able to help me right away. This allowed me to sell my home for less than what I owed on the mortgage. I was able to keep some of the proceeds from the sale, and I didn't have to go through the foreclosure process. I'm so grateful for Creative Property Solutions Pro. They helped me to save my home and avoid foreclosure!!! I highly recommend Creative Property Solutions Pro to any property owner who is facing foreclosure.
Jeremy A.
After inheriting a run-down rental from my grandma, I was overwhelmed by nightmare tenants and endless repairs. That's when Creative Property Solutions Pro stepped in. They bought the property, handling all the issues swiftly.
Creative Property Solutions Pro made selling easy, offering a fair price and taking care of everything. Now, I'm free from the stress of property management. For any owner with property troubles, I can't recommend Creative Property Solutions Pro enough—they're lifesavers!
Jessica L.
Frequently Asked Question
What Happens After I Send You My Property Information?
We’ll take a look at the information that you provided and may contact you by phone to get additional details about your situation and the property that you want to sell. Then, after considering all of the specifics of your home, we’ll usually be able to come up with a fair and honest all-cash offer on your property that’s a win-win for both of us. And once you have an offer from our company, there’s no obligation whatsoever for you to accept it. We promise that the decision of whether or not to sell your home will always be totally left up to you. If you do decide to sell your home to us, the process will go fast and you even get to pick a closing date that fits your schedule!
How do you calculate cash offers for properties?
Our fast house buying process is not complicated. We analyze the most recent comparable home sales in the area where your property is located to get an estimate of its current value. Then we make adjustments to the price we can offer on your property based on its condition and any needed repairs. This is the best way to come up with a fair price to offer for your property, since home values constantly fluctuate based on local real estate market conditions.
How do you differ from real estate brokers and agents?
Real estate brokers and real estate agents make money off of property listings. They market your home, while locking you into an exclusive seller’s agent contract for 6-12 months in most cases, which is the average time that it takes to sell a home in many areas today. Their only goal is to make a total or partial commission on your home when and if it eventually sells, based on which agent finds a buyer for your property. With agent commissions averaging around 5%-6% of a home’s sales price, owners can easily lose thousands of dollars in the process of selling a home, when using an agent. But what’s worse is the prospect of a home that doesn’t sell.
Owners really take a hit, when they’re locked in a home selling contract, losing money on a property every month, that’s often located in a depressed housing market which is also probably worth much less than what they owe to the bank. Homeowners in dire situations like this really can’t afford to wait on a real estate agent to find a buyer for their home. That’s where professional property buyers like us come in. Our company can make an all-cash offer on your property and you can close the deal, pay off your mortgage and even possibly walk away with some much needed cash in your hand in a little as 7 days, instead of waiting months on end to get rid of your unwanted property. We’re not like traditional buyers who comb over a foot-long checklist when buying a property. We’re not looking for a home in a certain neighborhood, a certain school district or a certain location close to our job. We’re looking for properties with only one thing in mind: is it a good investment that we can quickly buy, repair and sell (or rent) for a profit?
Do you always make fair offers for houses?
If a house is not in need of extensive repairs we can make offers that are near full retail, but if the home has a lot of differed repairs we would need to receive a fair discount. This allows us to fix up the property at our own expense and resell the property to new owners, while making a modest profit. We work with people in all kinds of situations who see the value in selling their property fast without commissions or costly repairs. Our company purchases real estate in a wide range of prices and helps owners get much needed cash out of their homes in the shortest amount of time, with no out-of-pocket expenses, which they commonly face when selling a house using an agent. The convenience and simplicity of selling your home to professional house buyers can’t be matched, when compared to the alternative of slowly going broke on a property while waiting for a buyer, possibly ruining your credit or getting sued, while being constantly stressed out by calls from bill collectors. We offer a winning solution for many property owners with limited options to otherwise liquidate the value in their homes. There’s never any pressure to accept our offer, so you can just walk away if the numbers don’t match up to your needs.
